Dakar, November 28 (APS). Ahmadou Al Aminou Lo, National Director of the West African Central Bank, on Wednesday called on users to rely on electronic money instruments, in particular by ensuring the reliability of these tools.
& # 39; & # 39; We rely on these electronic money instruments. They are so simple in life that they need to use more and more money to avoid money, "he said in an online exchange with electronic money and company issuers. Online payment.
According to Ahmadou Al Aminou Lo, the BCEAO has adopted "all the laws and regulations necessary for the effective use of electronic money instruments".
"Electronic money instruments offer serious guarantees for security and reliability," he said.
"In the regulatory framework, before the approval of an electronic money institution, the central bank asks him to file a case. And in this file, we ask him for his own computer system, namely the mechanisms that are being introduced to avoid attacks," explained BCEAO Director.
At the level, Lo said, the role of the central bank is to "see if the system deployed is stable or not."
However, after this control, a priori, he added that the central bank "performs annually" through "banking commissioners", "thorough tests" of these various systems created by electronic money services.
However, he reminded users that any "" technical system could be vulnerable to some, "arguing that the most important thing is that after these" "vulnerabilities," "you can immediately repair it."
He also indicated that these electronic money operators are obliged to make available to users, complaints and complaints service, pointing out that users are able to rely on these standards if they violate this standard. writing to the central bank, which will respond to this request within a short time.