The Bank offers the most expensive loan, the DN writes. The highest interest rate on bank consumer loans is now 24.9 per cent in nominal value, compared with the previous 19.9 per cent. This corresponds to an increase of more than 25 percent. The correct head of the bank, Raimonds Pētersens, writes to the newspaper that the price table has been revised to reflect the borrowers who have the largest use of credit cards, but they are very low and apply only to short-term loans. "We have a risk-based pricing model in which the highest risk clients are those who receive the highest interest rates, which gives us more flexibility in terms of the type of credit," says Pettersen. The average interest rate is around 15 percent, he claims.