Australia's love for online shopping and the transition to a more and more non-transparent company has experienced credit card fraud.
The analysis conducted by the consumer comparison website finder.com.au revealed fraud, which was absent, increased by 76 percent in 12 months until 30 June 2018 to 1.8 million unfair transactions.
"It's higher than I expected," says Anger Kidman, editor-in-chief at finder.com.au.
“I don't know that people understand how it is distributed. I think we are aware that this is a problem – we hear about credit card fraud – but the amount of fraud is huge. ”
The value of a non-card crime rose by 7.8 percent to $ 478 million, and now accounts for 85 percent of all credit card fraud.
Typically, Australians become victims when they post their news about unpleasant sites managed by scammers, whose purpose is to trick people into believing they are on a legitimate page.
In some cases, the data of reputable operators is hacked and stolen.
"Often they will do a small deal to see if the card works and then buy a bunch of physical items to deliver them as quickly as possible," he said.
"These criminals run it as a business – a very well organized approach, not a random case of fraud."
Banks use sophisticated systems to intercept fraudulent transactions and usually repay the amount transferred.
"It's not perfect, so it's important to be vigilant," Kidman said.
Although the banks will cancel the stolen amount, the faster the fraud is detected and acted.
If they are unaware of criminal activity, it can be a headache to sort it out when – and if you end up discovering it.
“It is boring and boring, but it's worth looking at your statements and deals to see if there's anything out there. The ideal habit is to be your business. ”
Justine Davies from Canstar said it was almost impossible to completely avoid the credit card victim, but there are measures consumers can take to reduce the risk.
Great is the security of personal documents, including bank statements and other bits and pieces containing identification information.
"If you get rid of any documents that contain personal data, make sure you shred or otherwise destroy them before they are soaked in water," Davies said.
When shopping online, trust only trusted outlets and avoid websites that look fragile or do not offer secure payment options.
Crime syndicates regularly turn to ATMs by installing fake panels with camera and skimmers that allow them to repeat your cards.
Cases of card fall and replication fell by 45 percent per annum until 30 June 2018, but they still occur.
Beware of machines that look unpleasant or have something that looks out of place. Davies said it was worth including the keyboard when entering the PIN.
"Statistics show that the Internet is accumulating has overcome other forms of financial fraud," she said.
“It is therefore useful to update the virus and security software on your computers and mobile devices and try to avoid visits or purchases from websites with dubious security.
"And it goes without saying that every effort should be made to avoid clicking on links in scam emails."